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Citizenship by naturalization: grounds, how to obtain, tips

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Obtaining citizenship through naturalization provides permanent access to rights previously available only to residents or temporary residents. This step requires compliance with certain conditions that demonstrate a connection to the host country. The need for naturalization is most common among those who have already lived in the country for an extended period, are employed, speak the language, and demonstrate a commitment to local laws.

Who Can Apply for Citizenship: Basic Conditions for Naturalization

Each country forms its own rules, but the general basic set of requirements includes three reference groups:

  1. Residence time. Citizenship by naturalization is only available to those who have spent at least the required period of time in the country, which varies from 3 to 10 years depending on the legislation. Example: In Spain, Latin Americans must have lived there for 2 years, while others must have lived there for at least 10 years.
  2. Legality of the status. A foreigner must legally reside on the basis of a visa, residence permit or permanent residence. In some cases, it is allowed to transform an educational or work residence permit into a basis for naturalization.
  3. Social integration. Knowledge of the official language, no criminal record, proven income, and involvement in society are mandatory criteria. Countries often introduce a mandatory exam that includes questions on history, culture, and the structure of the political system.

How to obtain citizenship by naturalization: the sequential steps

Citizenship by naturalization is formed in stages, starting with the registration of resident status and ending with the final oath. A foreigner receives a residence permit, after which he lives for the period prescribed by law. At this stage, it is important to follow the rules of stay — do not violate the visa regime, renew documents annually, and avoid leaving the country for a long time.

After the expiration of the minimum period of stay, an application is issued. The following documents are attached to the package:

  • passport;
  • residence documents (visa, residence permit, permanent residence);
  • income statement;
  • certificate of language proficiency;
  • certificate of non-criminal record;
  • confirmation of passing the integration exam;
  • receipt of payment of the state duty.

After verification, the applicant is interviewed, then takes the oath and receives a passport. Example: in the UAE, there is a strict selection process, but if all conditions are met, the state grants citizenship with restrictions on dual citizenship.

Conditions for obtaining citizenship: what is important to consider

Naturalization citizenship requires compliance with a set of requirements. They vary from country to country, but the logic remains the same.

Minimum requirements:

  1. Residence: 5 years or more with permanent residence.

  2. Stable income — above the subsistence level.

  3. Language proficiency must be at least basic.

  4. No criminal record for 5 to 10 years before application.

  5. Taking the oath is in the prescribed form.

  6. Integration is a confirmed involvement in social processes.

The fast path through investment

Naturalization citizenship usually requires long-term residence, permanent status, and exams, but a number of countries have developed simplified mechanisms aimed at investors. In these jurisdictions, it is sufficient to invest in the economy, often in real estate or government funds, to obtain a passport in a short period of time.

Malta offers citizenship through investment naturalization for a minimum of €600,000, subject to the rental or purchase of a property. The applicant obtains a residence permit, and after 12 months, they confirm their commitment to the country and receive citizenship. The procedure is based on clear steps, but it requires complete transparency of the source of capital.

In Turkey, real estate investments starting from $ 400,000 allow you to apply for a passport in 90-180 days. It is not necessary to live in the country or take exams. Citizenship by naturalization is transformed into an investment formula here, while buying a home opens the way to status without additional obligations.

Dominica has gone even further — it is enough to contribute $100,000 to the state fund without coming to the country to get a passport. Citizenship is granted without a visit, with full online application. This approach shows how an alternative model can accelerate the acquisition of all rights, from free movement to tax advantages.

For those who do not want to waste time on long-term residence and interviews, investments allow you to go through the naturalization procedure without bureaucratic red tape. The main condition is that the capital is legal and that you are willing to invest it in the economy of your chosen country.

Naturalization Citizenship in Canada: Integration through Participation

Canada offers an understandable but demanding scheme, where citizenship by naturalization is granted only to those who have truly integrated into the life of the state. The main emphasis is not on the timing, but on the quality of adaptation. The applicant must have actually lived in Canada for at least three years in the last five years, while proving real participation in social and economic life. A simple stay on a visa is not taken into account – the system counts only days with a valid permanent residence.

Tax history plays an equally important role. The Federal Migration Service monitors the stability of income sources: the more transparent and long-lasting the income, the higher the likelihood of approval. Knowledge of English or French is an important factor. It is required to demonstrate not only understanding of everyday phrases, but also the ability to comprehend texts, engage in dialogue, and understand social and legal norms.

The candidate takes a test on history, government, and citizens’ rights. After successfully completing the interview, there is a mandatory ceremony where the new citizen takes an oath, confirming their commitment to uphold the laws of the country. Canada views citizenship by naturalization as a logical culmination of the journey that began with obtaining a residence permit, finding employment, participating in local initiatives, and demonstrating a strong attachment to society.

How to increase your chances of successHow to increase your chances of success

Obtaining citizenship by naturalization requires not only meeting the conditions, but also a competent strategy. Even if you have a formal right — age, income, status — bureaucratic details can slow down or disrupt the process. Practice shows that success is ensured not so much by documents as by attention to detail.

The most important point is timely preparation. Many countries allow you to collect a package of documents several months before the formal submission. Such advanced planning eliminates delays in certificates, terms of residence, or permanent residence actions. Long trips abroad can reduce the total length of stay. Even a week over the limit often invalidates the right to file. It is better to estimate in advance the permissible number of days out of the country, including business trips, vacations and visits to relatives.

Financial documents require special attention. A simple employment contract is not enough — it is necessary to confirm regular receipts to the account, payment of taxes, and absence of debts. The application of bank statements for the last 6-12 months further strengthens the credibility of the application. Special attention is paid to exam preparation. Despite their apparent simplicity, tests often contain questions with double meanings, non-standard formulations, and cultural references. Courses or textbooks help, but practical training — mock tests, discussions in a language environment, and regular reading of the country’s news – bring real benefits.

Additional benefits are provided by elements of social participation: participation in local communities, volunteer projects, training courses, and employer connections. These actions create a portrait of an integrated applicant who fully meets the expectations of the state. Naturalization citizenship is not just a change of passport, but a transition to a legal status that the state trusts only to a prepared, engaged, and transparent applicant.

The path to a full-fledged life

Citizenship by naturalization opens up a horizon of opportunities: free movement, access to healthcare, education, and property rights. Behind this status lies a long journey that begins with visas, followed by residence permits and permanent residency. Those who complete this journey not only receive a passport but also fully integrate into society. Alternatively, investing in real estate can expedite the process, but it does not replace the need for deep adaptation.

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The rapid development of the United Arab Emirates makes the country promising for financial investments of the business elite and investors. A residence permit in the UAE when buying property is one of the most convenient ways to acquire resident status, which provides the right to live, conduct business and enjoy the benefits of the tax system.

Residency in the UAE provides access to a prestigious jurisdiction, a stable economy and security. The exemption from personal income tax, the opportunity to organise international business and the secured infrastructure make the Emirates one of the best investment destinations. Let us consider all the rules, mandatory criteria and important details of residence permit application.

How to obtain a residence permit in the UAE

A residence permit in the UAE when buying a property is an affordable and convenient way to obtain the right to legal residence. The Emirates provides several possibilities for obtaining residency based on the amount of investment, type of property and visa validity period. Let’s look at three key ways of obtaining the right of residence in the UAE, their conditions and advantages.

Classic residence permit in the UAE for the purchase of property

A property investment of AED750,000 (~$204,000) or more qualifies for standard residency status for two years, renewable. A basic option chosen by investors interested in flexibility with minimal renewal requirements.

Basic Conditions:

  • minimum investment threshold;
  • full payment for the property (mortgage only with a down payment of 50% or more);
  • property may be residential or commercial;
  • residency period – 2 years, renewal is possible if the property is still owned.

The process of residence permit registration involves personal participation of the applicant at all key stages. The application can be submitted to the General Directorate of Residence and Foreign Affairs (GDRFA) or with the support of agencies specialising in immigration.

The benefits of standard residency include the ability to live in the UAE and use banking services, but this visa does not entitle you to work without a separate labour permit.

UAE resident visa for property for 10 years

For buyers interested in a long-term stay in the country, there is a UAE Golden Visa for property. It is issued for 10 years. This option offers more advantages compared to the standard visa.

Key Terms:

  • minimum cost of the object – 2 000 000 AED (~545 000 $);
  • possibility to apply for a housing loan (unlike a short-term residence permit);
  • the right to rent out accommodation without losing residency status;
  • possibility to obtain a residence permit in the UAE for a family (spouses, children, parents).

The option is convenient for investors who consider the purchase of real estate not only as an opportunity to obtain residency status, but also as a source of passive income. UAE Golden Visa holders are not obliged to stay in the country all year round, it is enough to visit the Emirates once every six months.

Peculiarities of residence permit in Dubai in case of purchasing a flat

The capital is considered the financial and investment centre of the region, making investment in Dubai real estate attractive.

Key points that are important to consider:

  • the price of the flat must meet the minimum conditions for residence permit – from 750,000 AED;
  • Dubai market offers ready-made properties and projects under construction, visa application is possible only after completion of construction;
  • a residence permit entitles you to run a business, but not to official employment without a separate permit;
  • Dubai’s peculiarity is the rapid appreciation of property prices, which makes buying a home a profitable investment.

To apply for a visa, you must be approved by the Dubai Land Department and go through the GDRFA registration process.

How to apply for a residence permit in the UAE for a family when buying a property

A depositor who has obtained a UAE residence permit when buying a property can legalise the residence of close relatives. This is relevant for standard short-term visas and for the Golden Visa.

Basic Conditions:

  • Ability to sponsor spouse, children, parents;
  • The applicant’s income must meet the requirements to support a family;
  • is granted resident status for the same period of time as that of the principal visa holder.

This option is particularly popular with entrepreneurs who consider the Emirates as a place of permanent residence.

Which properties to choose to obtain a residence permit in the UAE

The choice of investment object for UAE residence permit when buying a property depends on the purpose of investment: personal residence, renting or commercial use. It is important to take into account liquidity, potential growth in value and convenience of residency registration.

Apartments in modern residential neighbourhoods

Offer developed infrastructure, convenient layouts and high rental demand.

Best neighbourhoods:

  1. Dubai Marina – premium high-rises, sea views, yacht clubs.
  2. Downtown Dubai is the city centre, close to the Burj Khalifa.
  3. Business Bay – developed business infrastructure, office centres.

The minimum cost is 750,000 AED ($204,000).

Villas in gated communities

The choice for family living and long term investment. The villas provide space, comfort and privacy.

Popular neighbourhoods:

  1. Palm Jumeirah – villas with private beaches.
  2. Arabian Ranches is a neighbourhood for families with international schools.
  3. Emirates Hills – luxury mansions overlooking golf courses.

For UAE Gold Visa, the investment amount should be from AED 2,000,000 ($545,000).

Commercial property

Investing in offices, retail space and hotel property yields returns of 10-12% per annum.

Prospective sites:

  1. Offices in Business Bay and DIFC – sought after by international companies.
  2. Shopping areas in Dubai Mall, Mall of the Emirates – high footfall.
  3. Hotel apartments in Palm Jumeirah are a steady stream of tenants.

Conclusion

Registration of residence permit in the UAE when buying real estate is a reliable way to obtain residency status in a country with a developed economy and favourable offers for investors. Three main schemes for obtaining residency allow you to choose the most suitable option, taking into account your budget and goals.

Investing in UAE property is still a stable and reliable investment. Moreover, it not only ensures the right to live, but also guarantees a stable income. Given the rapid development of the region, such investments are becoming even more attractive to investors.

Real estate investments remain one of the most popular ways to preserve and grow capital. However, with the increasing interest in this asset, numerous rumors arise, misleading novice investors and hindering them from making informed decisions. The real estate market is a complex, multi-level mechanism that requires deep understanding and precise analysis. It is important not only to hear about real estate investments but also to separate truth from myths that traditionally surround this topic.

Myth 1: Real estate investments always bring passive income

On advertising posters, everything looks simple: “Buy an apartment in Dubai Marina — get 10% annual return.” However, behind these numbers, there are many variables. Renting out property — especially short-term rental — requires constant management: bookings, check-ins, cleaning, changing linens, handling complaints, updating photos on platforms, etc.

Even when management is handed over to a professional company, expenses amount to 20% to 30% of gross income. This is the standard rate for management companies in areas like Downtown, Palm Jumeirah, and Business Bay. In the case of long-term rentals, the task is simpler, but there is still a responsibility for technical maintenance, EJARI registration (RERA tenancy contract), annual inspections, and monitoring utility payments.

The actual net yield after all deductions rarely exceeds 5–6% annually if the property is managed properly. In less favorable areas like International City or Dubai Land, it can drop to 2.5–3%, especially during vacancies. Thus, myths about real estate investments claiming that income is guaranteed and passive do not withstand factual scrutiny.

Myth 2: The real estate market always grows

The Dubai market is subject to strong cyclical fluctuations. For example, after the rapid growth of 2011–2014, prices plummeted by almost 30% by 2019. The 2020 pandemic crashed the short-term rental market by 40%, particularly affecting owners of tourist apartments in JBR and Marina.

From 2022 to 2024, the market entered a growth phase again, mainly due to capital inflows from CIS countries, India, China, and Europe. However, the Dubai Land Department (DLD) notes stabilization: since the beginning of 2025, price growth rates have slowed down. Specifically, apartments in JVC and Dubai Hills only increased by 2–3% in the first half of the year — which is already below inflation.

Property prices depend on dozens of factors: new competition in the area, project completion timelines, political situations in capital donor countries (e.g., sanctions, currency restrictions), global loan rates. Therefore, the assertion that real estate in Dubai always appreciates is not only inaccurate but also risky as an investment strategy.

Myth 3: Real estate is the most reliable investment asset

In terms of legal stability, yes, Dubai is considered one of the safest jurisdictions. The Freehold Law for foreigners has been in effect since 2002 and has not been restricted. However, this does not mean that real estate is a guarantee of capital preservation.

Firstly, liquidity in Dubai is low: on average, selling a flat takes 60 to 120 days, and in the case of villas, up to 6 months. Especially if the property is in less popular areas like Sports City, Remraam, or Arjan.

Secondly, the risks of rising expenses are high. The owner pays an annual service charge — a fee for home maintenance. On average, it ranges from 14 to 25 dirhams per square meter per year, but in premium projects on the Palm, it can reach 60–90 dirhams. For an 80 sqm apartment, this amounts to 6,000–7,500 dirhams per year.

Thirdly, tenant losses are possible. The emirate is highly dependent on the expat sector. If there are layoffs in companies, an outflow of foreigners, or political restrictions, apartments can remain vacant for months. Therefore, myths about real estate investments claiming absolute reliability need careful risk assessment and comparison with alternatives.

Myth 4: Large sums of money are needed for real estate investments

This statement is outdated. Access to Dubai real estate is possible starting from AED 450,000–600,000 (approximately $120,000–160,000). In projects like MAG 330, Azizi Riviera, Binghatti Luna, studios start from AED 500,000 with installment options.

Additionally, there is the format of fractional ownership — buying a share in income-generating real estate. For example, in projects by companies like Stake, SmartCrowd, Eqarat, you can invest from AED 5,000 ($1,400) and receive returns from renting out properties proportionally to your share. These platforms are licensed by the DFSA (Dubai Financial Services Authority), ensuring transparency.

Another format is lease-to-own: you rent a property with the right to purchase it in 5–10 years. This reduces the initial burden, allowing entry into the market without a mortgage. Debunking myths about real estate investments, it is important to note that the market does not limit choices to large sums and opens up accessibility to a wide range of investors.

Myth 5: Investments do not require special knowledge

On paper, everything seems simple: the developer delivers the property, the management company rents it out, and you receive money. But the reality is different. You need to:

  • choose a project with transparent documentation;

  • check the developer in the RERA database;

  • read the SPA (Sales Purchase Agreement) contract and understand penalties for delays;

  • evaluate the location’s prospects: for example, JVC is an overheated market, while Dubai Creek Harbour is just entering a growth phase;

  • analyze profitability not just from brochures but also from real reviews, rental history, and price dynamics in the area.

Otherwise, you may overpay for illiquid assets, receive a reduced rental rate, or face project delays (a common occurrence even with major developers). Myths about real estate investments claiming ease and simplicity overlook the critical need for expertise and planning, which are key to successful investments.

Main aspects that debunk misconceptions

Rethinking myths about real estate investments:

  1. Asset management requires effort and expenses. It involves ongoing maintenance, tenant interactions, financial control, and legal aspects.
  2. Property prices are subject to fluctuations. Economic crises and market changes affect property values.
  3. Real estate is less liquid than financial instruments. Selling can be prolonged, especially in an unstable economy.
  4. Access to investments is possible with varying capital. Different formats and tools lower the entry threshold.
  5. Knowledge and analysis are critically important. Anticipating trends and assessing risks can increase profitability.

Conclusion

The modern real estate market does not tolerate cookie-cutter approaches and oversimplifications. Myths about real estate investments, often repeated without deep understanding, distort perception and lead to ill-considered decisions. Effective investments are based on knowledge, careful planning, consideration of economic realities, and readiness for asset management. Numbers, statistics, and specific examples show that real estate investments are a dynamic process that requires a balanced approach, not passive waiting.